Hispanics living in the U.S., particularly those who hail from other countries, are approaching retirement with less than a third of the savings of their white counterparts.
A new study from the Urban Institute, an economic policy think tank in Washington, found that the rapidly growing ethnic group is facing an uphill battle to accumulating sufficient funds for their later years.
Hispanics numbered 55.3 million in the U.S. in 2014 — 17 percent of the total U.S. population, according to Pew Res
Changing a habit is hard, and resolutions require that. But successful resolutions have a few characteristics in mind.
I don’t think any of us plan to work at our New Year’s resolutions for just a few months before giving up, but that’s exactly what many of us end up doing. Changing a habit is hard, and resolutions require that.
Here are three characteristics of successful resolutions. The examples deal with saving money, but this advice can apply to other financial goals or goals about fitness
Forget those online postings. Here’s how to make real connections when looking for a job, while improving your chance of an offer letter.
First things first when you’re looking for a new job: Put down the computer. You’re not going to get hired by sending out your resume en masse to 100 LinkedIn and Monster postings.
“Assume that only 10% of everything available is actually posted online,” READ MORE AT BARRON'S NEXT
Sure, parties are for fun, but they are also great for networking. So why not do both? Check out these party pointers.
It’s too true. While parties are events where people are meant to have fun, they are also primo networking territory. In fact, the winter holiday season, with its open houses, cookie exchanges, ugly sweater contests and company parties, is perhaps the most wonderful networking time of the year.
This does not mean you need to coldly calculate the potential business advantage of
The best workplaces for diversity show higher satisfaction for all employees—and bigger growth, too.
Diversity is an empty word in much of corporate America.
Many companies invest in diversity efforts and appoint chief diversity officers, yet are disappointed with the meager results. Over the last 30 years there has been progress, but most agree the full opportunity has not been realized. READ MORE AT FORTUNE
Three years ago, Daniel Trujillo's company, Tortilleria La Ranchera, was scrambling to meet his customers' demand for tortillas. He already had a 22,000-square-foot warehouse, but he needed more space. "People needed tortillas, and we didn't know where to shelve them," Trujillo says."
When he started La Ranchera in 1994, Trujillo had put together the money himself, but now, the business had grown beyond self-financing. It's the second-largest tortilla maker in Houston, Texas, America's fourth-l
Latinos are three times as likely as the general population to start their own businesses, but cultural and economic factors have hampered the growth of Latino-owned businesses at a cost of trillions of dollars.
A report by the Stanford Latino Entrepreneurship Initiative (SLEI) found the lost growth amounted to a $1.38 trillion “opportunity gap” in 2012 alone.
Minority business advocates are scrambling to identify the causes and fill the void. Latinos tend to open businesses with “personal moti
By 2019, there will be more Hispanics in Texas than Anglos, according to Pablo Schneider, CEO of the Wider Net.
If you add up all the minorities — Hispanic, African American, Asian — they already make up a larger percentage of the population than white people in Texas, and a handful of other states. Schneider said by 2040 that will be true for the entire nation as the U.S. continues to become more of a multicultural society.
"So what?" said Schneider at the State of Hispanic Business in North T
Walker’s Legacy, a professional collective committed to the empowerment of women of color in business and entrepreneurship, recognizes Latina’s Equal Pay Day. This segment of women experiences the widest pay gap and earns significantly less than their White, non-Hispanic female and male counterparts. While nationally women earn 77 cents to every man’s dollar, Latinas earn just 55 cents.
In other words, if the pay gap were eliminated, on average a Latina working full-time, year-round would have
Even as there are signs that the economy is beginning to turn the corner for the better, the Hispanic community is lagging behind.
Hispanics have a higher than the national average unemployment rate and many more are living below the poverty line. Most gut-wrenching, nearly a third of all Latino children are living in poverty. The last eight years have failed to do much to ameliorate this situation despite well-intentioned government policies.
The incoming Trump administration has an opportunit
The end of the year might seem like a terrible time to look for a new job. Half the time, it seems like everyone’s on vacation, and the other half the time, they’re dealing with year-end reviews.
December is anything but business as usual, but for that reason, it might actually be the perfect time to job search. Last year, Business Insider reported on an Adecco Survey in which 94 percent of hiring managers urged job seekers to keep looking during the holiday season.
Here’s why... READ MORE AT P
With a population of more than 55 million and estimated buying power of over $1.5 trillion, Hispanics in the United States are continuing to shape economic trends; however, as new research finds, they’re shaping digital trends as well.
This year’s Bank of America Trends in Consumer Mobility Report shows Hispanic consumers are increasingly reliant on mobile devices to navigate daily life. In fact, 35 percent of Hispanics say they are more likely to interact with their smartphone in an average da
Comcast Corporation is adding two more Hispanic cable networks to its distribution list starting in January of 2017. In making the announcement today, Comcast said it evaluated dozens of proposals before choosing Primo TV and Kids Central, because they will provide “quality family programming targeted to bicultural Hispanic youth.”
Kids Central is aimed at kids ages 3 to 7, while Primo TV is designed to appeal to 6 to 16 year-old viewers. Both networks will be in English. Kids Central will also
Your first holiday office party is approaching and you’re looking forward to schmoozing with your colleagues. But don’t mistake this get-together for “thirsty Thursday” or other favourite get-togethers with your new-found work buddies. Especially if you’re just launching your career, you want to protect your untarnished reputation.
In other words: Do the exact opposite of what you’ve seen in the trailers for Office Christmas Party... READ MORE AT TORONTO SUN
Urban legend has it that corporate budgets for the year have already been expended and the hiring process all but stops in December. Not so! While you may be tempted, do not put your job hunt on ice. Even in those companies where hiring is temporarily frozen, networking and interviewing continues unabated in order to lay the groundwork for a rush of job offers going out when the new budget year arrives in January.
Remember that about 80 percent of all new hires are the result of someone knowing
There is a big reason why marketers have spent the last five years obsessed with Millennials — the numbers. Millennials total 75.4 million and have overtaken Baby Boomers as America’s largest generation. The business community is also starting to pay attention to the next generation, Gen Z. This group of people under the age of 20 is already almost as large as Millennials. Millennials and Gen Z combine to make up more than 50% of the entire U.S. population. The future is now.
The youth movement
Hispanics in the U.S. have long been known as “the sleeping giant” for their potential as a substantial and still-growing voting bloc. Now, some in the financial services industry are getting serious about targeting Hispanics — and Hispanic millennials in particular — as a prime source for market growth.
Hispanics — or Latinos, a term some prefer — are an attractive market because the population is young and growing at an extraordinarily fast rate. Along with that, spending by Hispanics is grow
It’s commonly accepted advice that a large network is beneficial to your career, but how do you actually stay in touch with everybody? If you’re career-minded enough to know you need a network, you’re probably already working hard at your job. You will know more and more people as you gain experience, making it even harder to stay in touch.
How do you stay in touch with your ever-growing network without getting overwhelmed? Decide to prioritize. READ MORE AT FORBES
This week's "Monday Night Football" game will be played in the Estadio Azteca in Mexico City -- the first time the NFL has held a regular season game south of the border since 2005.
Over the last decade, the Hispanic audience for football has boomed. NFL viewership among Hispanics has increased 28% in the past five years alone, according to Nielsen.
The NFL estimates it has about 22 million fans in Mexico, and Mexico City has the seventh largest fan base of any city in North America. (The six o
At first, it was scary, admits Joe Muñoz, 19, referring to his experience being admitted into the psychiatric hospital’s emergency room. “It was overcrowded. You feel you do not belong there. You see others who are much worse off than you, like drug addicts and crazy people.”
Having been born with partial facial paralysis and an outer ear deformity, called microtia, Muñoz, of Riverside, was bullied by his classmates in high school for being different. They would steal his hearing aids, call him
