money (77)

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Financial planning has always been a cornerstone of long-term stability, but for the U.S. Hispanic community—one of the country’s fastest-growing and economically powerful groups—it has become nothing short of essential. With rising incomes, expanding entrepreneurship, and increasing representation in the workforce, Latinos are contributing more to the U.S. economy than ever before. Yet despite this momentum, gaps in savings, retirement readiness, and wealth-building pathways persist.

Und

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Financial freedom is one of the most powerful tools for creating long-term stability, opportunity, and generational advancement. For Hispanics in the United States—one of the fastest-growing and most entrepreneurial groups—stock market investing remains one of the most underutilized wealth-building strategies. Yet, it is also one of the most accessible and effective.

As the Hispanic community continues to drive U.S. economic growth, improving participation in the stock market is key to translat

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The finance industry remains one of the most powerful engines for wealth creation, influence, and leadership in the United States. Yet Hispanic and Latino professionals—who represent nearly 19% of the U.S. population—are still building a foothold in this highly competitive field. As the economy becomes more diverse and the demand for culturally fluent talent grows, the outlook for Hispanics in finance is both promising and filled with opportunity.

Representation: Progress, But Still Lagging

Ove

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How Your Salary Offer Gets Decided

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Understanding how companies determine compensation can help you negotiate more effectively and evaluate job opportunities with clarity. Salary offers are carefully structured decisions built to reflect the role, the market, and the value an individual brings.

1. Market Research and Competitive Benchmarking

Organizations begin by analyzing current pay data for similar roles by industry, location, and experience level. The goal is to offer compensation that attracts strong talent while remaining

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For millions of Hispanic professionals and entrepreneurs across the United States, the topic of retirement often takes a back seat to more immediate financial goals — paying bills, supporting family, or building a business. Yet, as the fastest-growing segment of the American workforce, Hispanics hold tremendous power to shape the future of retirement readiness and financial security in the U.S.

Despite this potential, a wide gap remains. Understanding the challenges and opportunities facing the

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For many professionals, salary negotiation can feel uncomfortable — even intimidating. But for Hispanic professionals in particular, learning to confidently advocate for fair compensation isn’t just about personal advancement; it’s about closing generational gaps in wealth and opportunity.

Mastering the art of negotiation — and leveraging one’s cultural strengths in the process — can transform how Latinos position themselves in the workplace, command respect, and contribute to broader equity in

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For millions of Hispanics across the United States, success is more than financial stability — it’s about striving to create a balanced, healthy, and fulfilling life. As one of the nation’s fastest-growing and most influential populations, Hispanics are driving cultural, economic, and demographic change. Yet the connection between wealth and wellness remains a key factor in ensuring that this growth translates into long-term prosperity.

True prosperity isn’t just about income — it’s about finan

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Latina Equal Pay Day, observed this year on Wednesday, October 8, represents how far into the new year Latinas must work to earn what white, non-Hispanic men made in the previous year. According to the U.S. Census Bureau and National Women’s Law Center (NWLC), Latinas working full-time year-round earn just 57 cents for every dollar earned by white, non-Hispanic men. When part-time and seasonal workers are included, that figure drops to 52 cents.

Over a 40-year career, that gap adds up to a loss

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Latina Equal Pay Day, Wednesday, October 08,
 is more than a symbolic date. It marks the point in the year up to which Latina workers must continue working to earn what white, non-Hispanic men had already earned by the end of the prior year. That day starkly underscores the wage gap. On average, Latinas receive only about 54¢ for every dollar paid to white men (across all types of work). For full-time, year-round workers, the gap is narrower but still severe: Latinas typically earn about 58¢ on

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Join us for an empowering evening of insight, connection, and celebration at the 4th Annual Uplift Latina Forum on Latina Equal Pay Day, Wednesday, October 8, at Azul Chicago. Experience a distinguished lineup of Latina leaders and allies who are driving impact, shaping change, and inspiring the next generation.

Presented in partnership with NBC/Telemundo Chicago, the Chicago Symphony Orchestra, Illinois Tech, and Today’s Inspired Latina, this signature forum brings together community, cultur

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Unlocking the Earning Potential of Latina Women

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Latina women in the United States face some of the largest wage disparities of any demographic group. On average, full-time, year-round Latinas earn just over half of what White, non-Hispanic men earn. When considering part-time workers, that gap widens even further. These disparities persist across every state, across industries, and even within the highest-paid roles. If current trends remain unchanged, experts project that Latinas will not reach pay equity for generations to come.

Why the Ga

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Accepting a new job is one of the most important career decisions you can make. The right role can accelerate your professional growth, expand your network, and bring financial security. The wrong role can lead to burnout, stalled development, or regret. Before you say yes, it’s worth taking the time to evaluate the offer thoroughly and make sure it aligns with your career goals and personal needs.

1. Salary and Total Compensation

The salary is often the first thing people look at, but it’s jus

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Latinos Rising in Higher Education

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Latinos are the fastest-growing demographic in the United States, and this growth is directly reflected in higher education. Today, Latino students make up nearly 20% of all U.S. college undergraduates. This demographic shift underscores the urgent need for colleges and universities to ensure that Latino students not only have access to higher education but also the resources to thrive and graduate.

Closing the Equity Gap

Despite rising enrollment numbers, Latino students continue to face dispa

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Source: Getty Images


In recent years, the conversation around wealth-building in the United States has expanded to address the critical role of long-term investing—and who gets to participate in it. For the U.S. Hispanic community, which now makes up nearly 20% of the nation's population, the topic of investing is not just about financial returns—it's about equity, generational wealth, and economic empowerment.

The Investing Participation Gap

While Latinos contribute significantly to the U.S. e

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Over the last decade, U.S. Hispanic household wealth has grown at a compound annual rate of 12.5%, nearly double that of non‑Latino Whites (6.8%), positioning Hispanic Americans to potentially amass $113 trillion in collective wealth by 2050Despite fast growth, Hispanics still hold lower median net worth.

Barriers to Wealth-Building

  1. Limited financial literacy

    • Only ~38% of Hispanics score correctly on basic finance questions vs. 50% of all adults; the gap is even wider among youth (35–36%)

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The Hidden Risks of Angel Investing

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In recent years, angel investing — the practice of providing early-stage capital to startup companies in exchange for equity — has been glamorized by reality TV shows like Shark Tank and the rise of high-profile tech unicorns. The allure of turning a modest investment into life-changing wealth has captured the attention of middle-class Americans seeking new paths to financial independence.

However, beneath the promise of outsized returns lies a complex, high-risk asset class that may not be sui

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By HispanicPro Staff • Published May 15, 2025, Image source: Getty Images

The Latino community is one of the fastest-growing and most economically influential groups in the United States, contributing over $3.2 trillion to the U.S. GDP. Yet, despite this growing financial impact, wealth creation — not just income generation — remains a critical challenge and opportunity for Hispanic families.

The Wealth Gap Reality
While Hispanic households have made steady gains in education, entrepreneurship,

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As economic conditions fluctuate in Latin America – along with new leftist governments in Brazil, Chile and Colombia – sophisticated investors are prioritising the US market for wealth preservation and expansion. Latin American wealth is engaging more actively with US markets with growing appetite for dynamic and hands-on strategies. READ MORE AT PROFESSIONAL WEALTH MANAGEMENT

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Rising insurance premiums pose a growing financial barrier to Latino homeownership. Insurance now comprises one fifth of mortgage payments, more than double what it was in 2013. And Latinos are more likely to live in disaster-prone areas that are experiencing the steepest increases in insurance premiums. Over the next few decades, climate change will reduce property values in vulnerable areas, undermining home equity for Latino homeowners. READ MORE AT UNIDOSUS

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Wealth is as often a measure of financial success as it is a source of pride, an opportunity to live a full life and the chance to secure a lasting legacy. For Hispanic-Latino investors, the Spanish word riqueza encompasses this multidimensionality of wealth.

What wealth-building strategies do Hispanic-Latino investors use to achieve riqueza? To learn more about their unique perspective on wealth, Morgan Stanley recently completed its State of Hispanic-Latino Wealth Report,1 featuring results o

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